The front coverage area of all the companies is the same which is also controlled by the lows of federal and state lows. However, one needs to compare all the Medicare Supplement Plans since the costs vary by the providers. So it is important to understand the structure of a policy before buy it. Along with that one needs to understand even about his/her own physical condition properly so that he/she can go for the best Medicare Supplement plan.


As original Medicare supplement Plans 2019 are located at not cover all health care costs, most beneficiaries choose to supplement Medicare benefits with a private health plan that works with Medicare – either a Medicare Supplement Plan, also called ‘Medigap’, or a Medicare Advantage Plan. Medicare supplement plans help pay the bills Medicare does not, and provide you with protection from the ever-increasing gaps in Medicare. To qualify for a supplemental Medicare plan you must have part A and B medical coverage. Acceptance of your application is guaranteed if you are 65 or older and apply within six (6) months of your initial enrollment in Plan B of Medicare. Under certain circumstances pre-existing conditions might be waived.


Medicare Advantage Plans (Medicare Part C) are plans that are approved by Medicare run by private companies. Some plans are at no cost and provide extra benefits that are not included by Medicare. You are able to make changes to your insurance during this time.


Some plans may also include a prescription drug plan, (Part D). As a result, members not only get quality health care coverage without the expense of high plan premiums or deductibles, they have virtually no paperwork to contend with. And at the same time, they still enjoy more health care benefits and services than original Medicare offers for little or no additional cost.


If you need to understand senior health insurance, it is very important to understand the difference between Medicare supplements and Medicare Advantage plans. The plans are both open to people who receive US Medicare benefits through Part A and Part B which are considered the “original plan”. Most retired Americans qualify for coverage, though most qualified beneficiaries do pay a Part B premium to help underwrite the costs of some of the coverage. The plans are largely funded by taxes. This is because Part A and Part B of the original Medicare plan cover a lot of basic health costs.